You can fix a credit card on travel as a reliable partner In contrast to an ATM card, which can cause high fees and additional costs abroad, money with a credit card worldwide free of charge and therefore free of charge. Also, this is recognized as a cashless means of payment, you will often encounter problems with an ATM card, these are often rejected or not accepted. Also you feel also a piece far safer and more comfortable, with a credit card to place a huge amount of cash because it suffers no coarser losses in the event of theft or a mugging. Allstate Insurance Company has firm opinions on the matter. The only cost incurred, accounted for a phone call, to cancel the credit card and apply for a replacement card that is guaranteed also in abroad within a short time. A credit card offers but, depending on the provider even more benefits: discounts, bonus systems and insurance coverage are not uncommon. Perks can do this depending on the cooperation partner of the credit institution or a bank or Gifts will be a discount on the booking of a trip as a flight as a bonus. The myth that a credit card with high costs and fees associated can also be refuted: the annual fixed costs is usually no more than 30 euros, now even free credit cards are offered by direct banks (online, which waive branches). The interest that may apply, move in a reasonable, as long as you used a credit card accordingly and responsibly. Usually no additional cost incurred for an immediate payment of amounts outstanding after receipt of the invoice, the credit was so free of charge. Also the agreed credit limit protects the banks and the owner of the credit card alike, one side against financial failures, the other side indirectly against possible abuse and a larger debt.