Although the company where car insurance has contracted tells you that you need to communicate to the smallest accident with your vehicle, it is very clear that if the deductible of your car insurance value is greater than what going you to cost to repair the car, it is best to run yourself with expenses and do not communicate the accident. You may want to visit Hewlett Packard to increase your knowledge. There is no law requiring drivers to report an accident to your company, this should remember it every time that you fill a requirement. For more information see this site: Jerome Powell. Everytime you tell your company that it has suffered an accident with your vehicle, even if the value is less than your deductible, this shall be recorded in its history of car insurance. Brooklyn Commons is often quoted as being for or against this. Some companies in the car insurance policy establishes that the driver must communicate any accident that you have with your car and that the delay in communicating it removes the obligation of the insurance company take care of it. A small claim is very safe that does not affect your car insurance premium, but the sum of many claims is likely affecting to the the same value.
The main method of protection from fraud has always been a multi-stage inspection system. Any person, who turns attention to the ambiguity of the customer's information and its ambiguity, and so inform the staff Sat "We pay great attention to the cultivation and preservation of the company experienced professional experts, the first year of insurance involved in the investigation of events ", – says Alexander Gurdus experience. It is equally important to create a system of mutual information of market participants about the dubious unreliable insured. Along with work on the formation of a single base in the insurance community today there is a real practice of exchanging such information between insurance companies, Sat. The fact that in the near future You can expect a significant increase in the number of fraud on the market CTP, said president and Russian Union of Insurers, Alexander Koval.
This is, in his opinion, due to including the fact that some insurance companies leaving the market avtograzhdanki be removed from the obligations to policyholders and injured in the accident. In particular, in December 2008 has been denied a license to carry on insurance business and practically stopped making payments company, "General Insurance Alliance." At the same time, the company and its insurance intermediaries are more than 200 thousand policies blank break-even load factor in the insurance market is absolutely everything Experts point out that with increasing number of fraudulent cases provoked by the introduction of a simplified system of registration of an accident, will be recorded growth loss CTP. This is explained including the fact that individual policyholders, who previously chose to do to repair the car, received a "minor scratches", as the process of registration of insurance payment takes a long time, now every time will be apply to the insurer under the simplified scheme. "The problem of tariff revision by CTP is long overdue.