If we believe the statements made by Russian banks, lending to small businesses – one of the priorities of many of them. However, in practice, a small company to take credit is rarely possible. Banks dissemble in order to attract customers, and borrowers, in turn, often conceal their real income. Meanwhile, the development of bank lending to small businesses will benefit both parties. Risks of lending to small businesses have each of the parties rather good arguments. Representatives of banks embarrassing lack of collateral, small scale business, which is difficult to assess his condition, poor quality of elaboration of business plans and the low level literacy of the borrower to adequately complete necessary documents. Small businesses often can not use the 'tempting' offers banks because of high interest rates, short term maturity, lack of seed capital, complexity and duration of the procedure for obtaining credit.
In addition, small businesses are reluctant to reflect the actual financial results reporting, which reduces the likelihood of obtaining credit for working capital and investment purposes. This is the current situation in banking lending to small businesses. However, over the past few years in the Russian market began to appear lenders ready to go to meet entrepreneurs. Cricket Banks for Small Business First, work with small businesses set up small regional banks, already entrenched in this market and specifically working with entrepreneurship. Secondly, it's big banks, which have become actively enter the market. According to the Association of Russian Banks, no less than 80 large banks are already lending to small businesses.
November 14 in the conference hall of hotel "Central" was a business forum "Financing, credit and insurance small business region. Prospects for development in the context of the global financial situation. " At the conference, were representatives of leading banks, such as OTP Bank, Bank VTB 24 "," NOMOS Bank, support fund for lending to small and medium-sized businesses in Moscow, a group of Renaissance Insurance, as well as chairman of the Nizhny Novgorod Regional offices SUPPORT Russia and representatives of ITC NSU them. NI Lobachevsky. Average and small business in Russia is developing, but the main problem is lack of funds for its development, and one of the best its decisions – lending. In the current global financial crisis, it has become very complicated, and every day in business there are more questions about lending to small businesses.
Birman Dmitry Petrovich, chairman of the Nizhny Novgorod regional branch of the SUPPORT of Russia, said that the proposed large complex of measures to resolve the situation (tax-free installments for 1 year various moratoria) and it is possible that some of them will be approved by the state. In any case, the crisis has already happened, and that we do not change, and in any case he would ever end. Many writers such as Technology author offer more in-depth analysis. Therefore, the important thing now is to remain calm and protect your health. Foundation for Assistance to Small Business Lending in Moscow stands surety for the issuance of loans to entrepreneurs. Its leading specialist, Karpel, SG, introduced the guests to the statistics and highlighted the main directions of this foundation. After the speeches, representatives of banks, the guests had many questions. Now one of the most urgent problems is to raise interest rates on loans. Bankers tried to explain that the growth rate is inevitable, because bank is the same shop, and prices there are also increasing.
Amid the global crisis it is impossible not to tighten the requirements for borrowers. Interest rates will rise, and there's no getting around it. AND this is a forced measure, not speculation. "Therefore, the time will have to reduce their appetite for loans," – said Karisalova NA, vice president of Bank VTB 24. Source
May 27, 2010 at 16 o’clock in the discovery of Business Incubator of the Academy of National Economy under the Government of the Russian Federation held a press conference: “Business Incubator – a new pillar of innovation.” The press conference is attended by: Vladimir Mau, Rector of the Academy of National Economy under the Government of the Russian Federation, Alexei Komissarov, head of the Business Incubator of National Economy under the Government of the Russian Federation, a businessman, a teacher in the Kingston MBA ANE, Alexei Teleshev, Director of the Seed Fund Russian Venture company; Igor Chesnokov, head of analysts Integrum a report “State of the Russian market for innovative start-ups and venture capital” Press Conference will bring together the brightest Representatives of innovative business: innovators, investors, carriers of ideas, startup, business people working in the innovation sector. You will have the opportunity to learn about the real state of the Russian business incubators and their role in the innovation course of Russia – from ‘first hand’. Business incubators – a new phenomenon, but has been firmly subsumed into the Russian reality (daily, Yandex. News “appears at least 5 news of business incubators across the country). The purpose of the press conference – to provide information about the different types and purposes of business incubators, the status and trends of innovative industry, on projections of its development.
The event is to open a business incubator in the ANE Presentation of the Government of Russian Federation will continue bright start-up projects, presentation of successful businessmen working in the innovation sector. Details on the website:. The press conference participants are waiting for a delicious symbolic Surprises Date: May 27, 2010 Time: Beginning Press Conference 16:00 17:00 Presentations Start Address: Moscow, Prospekt Vernadskogo, 82. Academy of National Economy under the Government of the Russian Federation (1 case) LOCATION: The public transport: 1) Metro Station “South West”, the last car from the center out of the subway – to the left and on the street on the right stairs. The main landmark – a blue glass building in the form of crystal that you want to bypass the right side. Immediately after the glass buildings is a passage of the Academy of National Economy.
5-10 minutes walk. 2) Metro Station “South West”, the first car from the center out of the subway – to the left and on the street on the right stairs. Further, one stop on the bus number 227 or the number 667. By car: By Vernadskogo from the center toward the metro station “South West”. Before reaching the subway station “South West”, turn right at the traffic lights on the street. Koshtoyants, then – to pass the ANE. Reference: Business Incubator of the Academy of National Economy under the Russian Government – a non-profit site designed to help budding entrepreneurs and innovators. The objectives of the incubator are: Provision infrastructure and comprehensive services to budding entrepreneurs, Implementation received ANE students in learning knowledge; Promoting innovation economy of Russia; Incubator is open, ie his residents can be both students and alumni of National Economy, and people who had no prior relationship to the Academy. Head of the Business Incubator – Alexey Komissarov. Contacts for accreditation and additional information: Press Secretary Olga Shevchenko +7 (903) 117-32-23, (495) 723-68-55 o@msk-pr.