Speaking of cards credit today is not the same thing a few years ago, there is no doubt that the emergence of social networks in our lives has meant big changes in everything to do with the trade, specifically the rise of which are already known as community procurement arising from online stores, is leading e-commerce experience very bleak growth figures especially if it compares with the situation that exists in the market productive in the real world. Today, mobile devices of last generation passed from being a mere communication terminal to powerful platforms through which you can start an online business and mainly, can perform all kinds of online shopping. Credit cards are also living a cycle of transition and it is not surprising that the future of means of payment leave behind the plastic so prone to fraud and clones of personal and financial data and transform into devices of payment to be used through the terminal Mobile. Focusing on this trend, MasterCard and Visa compete to get a good place in the market, with the help of financial institutions, credit cards stations remain in their tendency to be major providers of financial services and specifically, managers of the means of payment. As it is seen, credit cards have already begun their way towards the innovation necessary to give access to the secure online shopping, a trend with which credit cards and marketing institutions stations intended to minimize the hegemony that still maintains Pay Pal who announced in March the Mise en scene of a credit card for the Spanish market thanks to its alliance with MasterCard and Cetelem.