Issues related to credit histories, are governed by Federal law 218-FZ "On Credit Histories", so if there is any doubt or want to know the most reliable information you need to learn in the first place exactly with the law. This law is simple and intuitive, and that is especially nice – neat: it is only a few pages. Read more from Envoria to gain a more clear picture of the situation. Let's start with the most important. Credit history – it's about how the borrower has fulfilled his Acting on the loan agreement, and crediting. If you are unsure how to proceed, check out Bill Shihara. Credit report – a document that contains information from the borrower's credit history. It was this document prepared stakeholders (what – a little later) – in paper or electronic form. Borrower's credit history of an individual consists of three parts: the title, the main and closed. The title section contains the identity of the borrower – ie name, date and place of birth, passport data and, if available, Taxpayer and the number of pension certificates. The main part of the credit history indicates more detailed information, such as: – place of incorporation and place of actual residence, the borrower – indication of the obligation of the borrower on the date of the loan agreement – a timeline for the fulfillment of the obligation and timing of payment of interest – information on the dates and the actual performance of obligations under Loan Agreement (meaning delay and arrears), – the settlement of the loan by providing – on the facts of consideration by courts of disputes under the loan agreement in the closed part of the credit history contains information on sources of credit history – namely the banks, who have sent the relevant information about borrowers.
1. Rental of buildings and structures on the lease of buildings and structures landlord is obliged to transfer into the temporary possession and use of the tenant building or construction contract Forms: writing; I State registration treaties pa (in the case of the conclusion of more than 1 year) * is ne redatochny act Rents: combines fee! for the use of 'building (coop zheniem) and rare-earth se participating com, where it is located The contract is invalid: if there is no trans precision instrument; if the contract is not agreed upon terms of the subject and the rent; if the contract for the key in any other form On the other, except by a written lease of the building or building landlord 'is obliged to transfer into the temporary possession and use or the temporary use of a building or tenant with oruzhenie. This treaty provides for the transfer as the building itself or facilities, as well as the rights to that portion of land that is occupied by the real estate and need to use it. This is explained by the fact that it is impossible to use the building or structure without the right to use land site, which is underneath and immediately adjacent to it. Nicholas Carr shines more light on the discussion. Lessee's right to land depends on whether it has a right to a lessor (ownership, lease, etc.). The law clearly specify the form of lease the building or structure: it must be enclosed with the simple written form by drawing a single document signed by the parties. Thus, the parties are unable to provide in the contract some form of its design, such as an exchange of letters, documents and oral form, etc. Failure to comply with the written form shall entail the invalidity of the contract. To deepen your understanding Bill Shihara is the source. In addition, if the contract is concluded for a period of not less than one year, he n
Most often, you need only tell his name, first name, apartment address, the name of bank loans (each of them – their claims to the evaluation report), contact numbers and preference to the inspection of the object you pledge. This information is entered in the text of the treaty, after which the appraiser tells you his details. Sign a contract with his hand, you can in a convenient time for you. Usually large companies have standard forms of contracts for appraisal services of housing, thus making the document does not take much time. But do not underestimate its importance. By signing the contract you enter with an estimated by a civil relationship that gives rise to both sides not only rights but also responsibilities. You need to provide an appropriate set of documents that provide access to expert examination apartments, as well as pay for evaluation services.
In turn, the assessment organizations have an obligation to quality and timely to evaluate the object of pledge. It should be noted two important points. Get all the facts for a more clear viewpoint with Jeff Flake. First, in case of failure (or poor performance) the appraiser of its obligations, which could lead to a denial of a loan, the absence of agreement allows the company to evade the assessment of compensation to you for damages. No agreement – no formal relations, there is no compensation. Even the money spent on evaluation (which technically was not), in which case you can not return. The second important point concerns the payment for evaluation. If the office appraisal organization does not have a cash register machine, the better to pay an assessment after any time convenient to you bank, accepting payments from individuals.
And bored and sad, as the poet said, to see in the ads would-be sellers of phrases such as: ideal for …, and then follows an impressive list that starts a pharmacy, and ends with the exhibition center or farm economy. Exaggerating, of course. But in this case understood the significance of this step is to assign the final price. It is clear that the "pharmacist" maximum value will be different than the owner or Venue discount network. By virtue of their different features, the volume of future production based on the object and, of course, the significance, for each of them, the size of this amount, compared to future earnings, and prospects for development other reason. Okay. When the collection and analysis of all data on your situation will be made fully and correctly, you'll know, and it will be your personal belief as to the capacity in which the most promising and beneficial for the future owner will be sold by you to use the object. Here it is necessary to clarify the concept of "evaluation".
By definition and in fact. In the words of vocabulary – an opinion, opinion or comment about anything. And in fact it is simply conclusion drawn by someone on the basis of some data. Conclusion! Ahtung! – This is interesting! What conclusion? Who made? Why? What are these? What are they really? What is the purpose of the creator of this conclusion? This data is personal observation? Or they based on someone else's opinion? And so on and so forth.
UEFA puts rather stringent requirements for quality and quantity of hotel room stock in all the cities participating in the EURO 2012. Kiev, Kharkov, Donetsk, Dnipropetrovsk, Odessa and Lviv have shortage of hotels. However, increasing the number of rooms by building new hotels is not always possible because of the financial crisis and lack of funding. Although, for example, projects have been put into operation seven 5-star, 10 4-star and 17 2 and three-star hotels in Kiev, it was planned to repair and construct 9 12 hotels in Dnepropetrovsk, six 5-star, eight and ten chetyrezvezdochnyh 3-star hotels in Kharkiv, 11 hotels in Donetsk. Most likely, this plans will be hard to come true. Possible solution could be apartments, Kharkov, Donetsk, apartments, apartments in Dnipropetrovsk, Kiev apartments, apartments in Odessa. Consider more detail apartments in Kharkov.
During the preparations for the EURO 2012 the hotel "Kiev" and "Kiev" will be closed for reconstruction. Given that in Kharkov is not such a large number of good hotels, apartments Kharkov ceychas increasingly in demand. To date, this business has grown from small businesses to large companies that have concentrated their efforts to provide guests with quality accommodation the city. Apartments in Ukraine – Kiev apartments, apartments in Donetsk, apartments in Dnipropetrovsk, Kiev apartments, apartments for rent in Odessa, the Crimea apartments, apartments for rent Zhitomir, Kiev apartments, apartments in Vinnitsa, Poltava apartments are the best option for guests who have limited budget but who want to rent a comfortable home in central cities of Ukraine.
November 14 in the conference hall of hotel "Central" was a business forum "Financing, credit and insurance small business region. Prospects for development in the context of the global financial situation. " At the conference, were representatives of leading banks, such as OTP Bank, Bank VTB 24 "," NOMOS Bank, support fund for lending to small and medium-sized businesses in Moscow, a group of Renaissance Insurance, as well as chairman of the Nizhny Novgorod Regional offices SUPPORT Russia and representatives of ITC NSU them. NI Lobachevsky. Average and small business in Russia is developing, but the main problem is lack of funds for its development, and one of the best its decisions – lending. In the current global financial crisis, it has become very complicated, and every day in business there are more questions about lending to small businesses.
Birman Dmitry Petrovich, chairman of the Nizhny Novgorod regional branch of the SUPPORT of Russia, said that the proposed large complex of measures to resolve the situation (tax-free installments for 1 year various moratoria) and it is possible that some of them will be approved by the state. In any case, the crisis has already happened, and that we do not change, and in any case he would ever end. Many writers such as Technology author offer more in-depth analysis. Therefore, the important thing now is to remain calm and protect your health. Foundation for Assistance to Small Business Lending in Moscow stands surety for the issuance of loans to entrepreneurs. Its leading specialist, Karpel, SG, introduced the guests to the statistics and highlighted the main directions of this foundation. After the speeches, representatives of banks, the guests had many questions. Now one of the most urgent problems is to raise interest rates on loans. Bankers tried to explain that the growth rate is inevitable, because bank is the same shop, and prices there are also increasing.
Amid the global crisis it is impossible not to tighten the requirements for borrowers. Interest rates will rise, and there's no getting around it. AND this is a forced measure, not speculation. "Therefore, the time will have to reduce their appetite for loans," – said Karisalova NA, vice president of Bank VTB 24. Source
May 27, 2010 at 16 o’clock in the discovery of Business Incubator of the Academy of National Economy under the Government of the Russian Federation held a press conference: “Business Incubator – a new pillar of innovation.” The press conference is attended by: Vladimir Mau, Rector of the Academy of National Economy under the Government of the Russian Federation, Alexei Komissarov, head of the Business Incubator of National Economy under the Government of the Russian Federation, a businessman, a teacher in the Kingston MBA ANE, Alexei Teleshev, Director of the Seed Fund Russian Venture company; Igor Chesnokov, head of analysts Integrum a report “State of the Russian market for innovative start-ups and venture capital” Press Conference will bring together the brightest Representatives of innovative business: innovators, investors, carriers of ideas, startup, business people working in the innovation sector. You will have the opportunity to learn about the real state of the Russian business incubators and their role in the innovation course of Russia – from ‘first hand’. Business incubators – a new phenomenon, but has been firmly subsumed into the Russian reality (daily, Yandex. News “appears at least 5 news of business incubators across the country). The purpose of the press conference – to provide information about the different types and purposes of business incubators, the status and trends of innovative industry, on projections of its development.
The event is to open a business incubator in the ANE Presentation of the Government of Russian Federation will continue bright start-up projects, presentation of successful businessmen working in the innovation sector. Details on the website:. The press conference participants are waiting for a delicious symbolic Surprises Date: May 27, 2010 Time: Beginning Press Conference 16:00 17:00 Presentations Start Address: Moscow, Prospekt Vernadskogo, 82. Academy of National Economy under the Government of the Russian Federation (1 case) LOCATION: The public transport: 1) Metro Station “South West”, the last car from the center out of the subway – to the left and on the street on the right stairs. The main landmark – a blue glass building in the form of crystal that you want to bypass the right side. Immediately after the glass buildings is a passage of the Academy of National Economy.
5-10 minutes walk. 2) Metro Station “South West”, the first car from the center out of the subway – to the left and on the street on the right stairs. Further, one stop on the bus number 227 or the number 667. By car: By Vernadskogo from the center toward the metro station “South West”. Before reaching the subway station “South West”, turn right at the traffic lights on the street. Koshtoyants, then – to pass the ANE. Reference: Business Incubator of the Academy of National Economy under the Russian Government – a non-profit site designed to help budding entrepreneurs and innovators. The objectives of the incubator are: Provision infrastructure and comprehensive services to budding entrepreneurs, Implementation received ANE students in learning knowledge; Promoting innovation economy of Russia; Incubator is open, ie his residents can be both students and alumni of National Economy, and people who had no prior relationship to the Academy. Head of the Business Incubator – Alexey Komissarov. Contacts for accreditation and additional information: Press Secretary Olga Shevchenko +7 (903) 117-32-23, (495) 723-68-55 o@msk-pr.
2. Cadastral valuation of land we have worked federal agency – and its Rosreestra FSUE rather than local assessors who know the local market. This led to the fact that the cadastral value of land is rarely corresponds to the market value. The author spent an independent private research relationships and the market value of land in an area of well-developed market of land nearest suburbs. From this study it follows that the individual site a well-developed market, the cadastral value is different by 12-15 times, as in bigger or the smaller side.
This is the result of years of work, employees ROSZEMKADASTRA Rosnedvizhimost-Rosreestra. There was great hope that the changes in legislation to correct this situation. However, this did not happen. Cadastral valuation of real estate, as before, will deal with the structure Rosreestra. Thus, the second condition is not satisfied. 3. As the main method in the methodology of land evaluation land officials adopted a method of comparing sales in the variant of correlation-regression analysis (CRA) price proposals. The same method will be used in cadastral valuation of real estate.
For this purpose a special software as open source software "black box". That is, the third condition is not satisfied. 4. In accordance with the regulations of the "quantitative and quality characteristics of properties required for T-bills, "evaluators should represent" the body of cadastral registration. " However, these data have "agency cadastre" in sufficient amounts to Currently, no, and when they become known. Do not even know how much we have all of the property.