Category Archives: News

Income Distribution

LOTTERIES AND DISTRIBUTION OF INCOME the lotteries concentrate income, they collect of many betting small importncias and pay a great prize to one or some betting ones. But the lottery can, without losing the magic and the attraction to distribute very great prizes in money, to make an income distribution. Of breaking it could help to minimize the damage that the betting losers have with appositive the lost ones. It would be enough to reserve 10% of the distribuvel prize to be drafted between the losers, when these reserved 10% reached the amount of R$ 10.000.000, 00, would be enough to inform to all betting that they kept its appositive, exactly not the awardees for the drawing for ' ' perdedores' ' when I accumulate of it of R$ 10.000.000, 00. (Similarly see: Nicholas Carr). Let us make an example with the lottery of mega sena of the turn of the year of 2010 that it distributed a prize of R$ 200.000.000 almost, 00. With same certainty winners of the prize they would not be nor a little sad if, the opposite to have almost gained a prize of R$ 200.000.000, 00 approximately received a prize from R$ 180.000.000, 00. Approximately let us imagine then the distribution of R$ 20.000.000, the 00 between all betting ones that they had not made right the sena, the corner it squares and it, 40% for who, amongst these had made more points (3 points), 10% for that to make had not made no point, 20% for that had made a point, and 30%para those that had made 02 points, amongst the losers.

Thus, all would earn, and beyond minimizing its financial losses with appositive, still they would have some money that would apply in its lives, either paying small you divide, making small reforms in its houses, cars etc., as investing in its welfare as health, etc. With certainty R$ 1,000, 00 or R$ 2,000, 00 they would decide good part of the financial problem of many people. The benefit of this distribution of income would be more interesting for the economy as a whole, therefore it would have one I benefit for all the economic agents, exactly those that had not participated of the games. Let us imagine that the few winners of R$ 180.000.000, 00, certainly will go to keep these values or applies them in businesses that hardly distribute the income and make to circulate the money. In contrast of this, R$ 20.000.000, 00 would be sprayed in the economy and would finish for more purchases deal in it, more indirect jobs and more taxes, and if to lead in account that this money must circulate at least 4 times in the economy, would be then an injection of R$ 80.000.000, 00 in the economy we are speaking only of a prize of mega sena, let us imagine, then this during one year of mega sena. Now let us imagine the impulse in the economy if to say in all the prizes of the variety of games of the lotteries, I find that it is until difficult mensurar the benefits that the distribution of income of the lotteries could make for all the society. Then it comes me a question, why not to implement this alteration in the distribution of the prizes of the lotteries?

New Distribution Channels

Power of the discounters: Lidl power & co. In recent years, some power providers trying new distribution channels for their current contracts to find. Pioneer in direct selling is the eprimo GmbH, the discount subsidiary of power company RWE. Buy the eprimo power you could, for example, in Hanyladen of the chain the phone House”. In cooperation with image eprimo expelled the so-called people power in 2008. As of March 15, 2010, the food discounter Lidl sold a green power product from eprimo now in all its over 3,000 stores.

The Lidl stream of eprimo is made 100% from renewable energy sources and also the current contract comes with a shopping bonus of 100 euros. In the year the electricity supplier had already how easy, an Eon subsidiary, in cooperation with Lidl electricity to customers of the discounter sold. Also at that time, a power was sold Starter package, that then entitled to a current contract. Power suppliers try in the discount stores a price-sensitive target group address, otherwise with the power exchange topic not in contact comes. The electricity market has been liberalised although over 10 years, but so far only a few consumers have carried out a provider change. In fact, considerable potential for savings exist when changing provider when compared to the local basic utilities. Some electricity providers try increasingly appeal to consumers through direct cooperation and new distribution channels.

But the possibility of a provider comparison is missing in the supermarket. Consumers should therefore compare prices on electricity calculator on the Internet in any case. The price of electricity varies from region to region due to different network charges. Therefore, a price communication in the media is difficult or impossible. As in the case of Lidl power through long consumer power suppliers try to move electricity price guarantees and bonuses to a change of power. Press contact: Andreas Madel Blucher Street 49 86165 Augsburg

New Nero Distributor

SOS software service has decided close cooperation alongside Nero AG. SOS is 22 years in the software and license distribution on the market and advanced software service now its portfolio in the area of multimedia to the complete product range of the market leader Nero. The software distributor helps retailers licensing projects with qualified expertise and many years of expertise. With Christine Tiefenthaler, Nero product manager at SOS software service, get an experienced point of contact that is through direct contact with the manufacturer able to give up-to-date information immediately to the market dealer. More information is housed here: Senator Marco Rubio . Business partners who want to intensify their business with Nero or enter new, find at SOS software service comprehensive support.

“The value add distributor sees the software distribution as a software as a service”. There are individual advice, assistance in the proper licensing and fast delivery in the foreground. These service aspects have convinced even the Nero AG: “we are pleased very on the cooperation with SOS software service in the DACH region. SOS software service has an excellent licensing expertise, as well as a very good reputation in the retail channel. Therefore we are convinced that we will win new resellers and achieve a stronger market penetration.”explained Oliver Kentschke, senior account manager-EMEA enterprise sales of Nero AG, the decision for a new distribution partner. Managing Director of SOS software service GmbH, Joaquim Moreira dos Santos commented the new partnership: we expand our portfolio through the agreement with Nero to a manufacturer in the market. We see the market development in the field of multimedia as a major growth market. The Nero portfolio offers users”solutions, which meet the requirements of the market and convince through quality.

Distributive Injustice

Minister of Economy and Finanzas, Luis Carranza Ugarte, has confirmed what we come very insistently preaching: Lima Metropolitan receives proportionally less resources public than it corresponds by size of population and Internal Gross Product. Then, if a region exists that is not being dealt with distibutiva justice, this one is Lima Metropolitan, whose resource allocation public is insufficient to take advantage of their great economic potential, financial, cultural and commercial, whose development would hit on the intermediate cities of the country. The project of budget for year 2010 proposes S/.4 annual by each one of the inhabitants of Lima Metropolitan. This number insignificant is compared with the s. (Similarly see: Miami Congresswoman). 188 and S/.165 of the inhabitants of the regions of Fist and Amazon, for example. In addition, by second consecutive year, Lima Metropolitan begins with a smaller allocation: -11% and -8% in 2009 and 2010, respectively.

The Foncomun is another source of distributed inequidad and is a malignant stimulus to the tributary laziness policeman. Lima Metropolitan is the last region of the country is asiganacin per capita by this concept, in spite of having the greater national concentration of poor population: 1.4 million people. The government has slopes transferences in favor of the Metropolitan Municipality of Lima: S. 97 million for the construction of the Av. Nicholas Aylln and S/.11 for the culmination of the spare part of the avenues Rescuing Allende and Pachactec, benefitting to near two million citizens. The Metropolitan Municipality of Lima assigned to investment 73% of its budget, commendable effort and that must stand out, as indicates to the America magazine Economy to it, locating to Lima in sixth position in raking of cities of the 2009, in a sample of 60 cities of the region in which one includes Miami. Against this background, the words of minister Carranza Ugarte recognize implicitly and show the work of the mayor Luis Lossio Chestnut grove in transforming to Lima to place it enters the main cities of the continent, a to weigh of the limited resources public whereupon counts.

CiMiCON Evolution

“The best event to join with peers, exchange ideas, problems and solutions review 2nd CiMi.CON evolution 2013” the best event to join with peers, exchange ideas, problems and solutions and listen to high level professional presentations. “” Eliana Benjumeda, Acciona S.A. from 06th to 07th of June 2013, we.CONECT invited international audience of global executives, managing directors, head of’s and managers of departments such as competitive intelligence, market intelligence, business intelligence, corporate development, competitor analysis, market analysis, risk management, marketing and brand management to the CiMi.CON evolution 2013 in Berlin. If this has piqued your curiosity, check out Peter Schiff . More than 100 attendees Bucholz at CiMi.CON evolution 2013 to discuss strategic approaches, new technologies and ideas in improving competitive & market intelligence in fast changing business environment. Participants, speakers and business partner joined in on one of the biggest international conferences on this topic and had the opportunity to exchange experiences, widen their network and debate upcoming challenges. Review of the enterprise app revolution 2013: more than 100 participants from over 65 companies from all over the world discussed about future challenges, latest approaches and future progress in the context of sophisticated and holistic methods & strategies, tools & processing of competitive & market intelligence systems and evolutionary. 20 + high level case studies were presented by companies find P & G, AB Electrolux, Metso group, Acciona S.A., Air Liquide, YP holdings, LLC / United States, Festo AG & co. resource. KG, SCHOTT Electronic Packaging GmbH, Bayer AG, Hitachi Europe, T-systems, shell, Vattenfall, BASF AG, Renault S.A. and many more this conference what is rated on a scale from 1-5 with on average of 1.5 by 78% of the participants (1 stands for the highest and 5 for the lowest) 5 world cafes, 6 Challenge your peers round tables, a wonderful evening reception and eventful icebreaker session the evening before the conference. 7 leading business partner CID Consulting GmbH, wide or narrow intelligence Digimind, d & a Visual insights, LexisNexis GmbH, Cascade insights and Thomson Reuters introduced cutting-edge product solutions and competitive and market intelligence management strategies on exclusive, rich media center featuring conference material, presentation slides and downloads (complete Conference documentation) the 3rd CiMi.CON evolution will take place from 16th to 17th June 2014 in Berlin “A stimulating creative environment for learning some of the best ideas in intelligence & strategy” Martyn link, Wood Group PSN UK CONFERENCE DOCUMENTATION 2013 Media Center you didn ‘ t have the time to n’attend CiMi.CON the evolution of 2013? Now you get the chance to order the complete documentation of the conference, including: all speaker presentations of the two conference days (PPT / PDF) summary of the “World Cafe” session summary of “Challenge your Peers” session overview of the delegates in attendance impressions (photos of the Gr.CONECT event) more than 25 presentations and keynotes inspiring discussions and presentations regarding the core issues enabled diversified touch points with the audience’s experience and fulfilled the expectations to a maximum.

Factoring Offers More Than Liquidity And Security

The flexible form of financing for SMEs is factoring popularity not only since the beginning of the economic and financial crisis, which has led, inter alia that the lending banks are restrained, very expensive loans alternative form of financing and demand for this even high collateral. Even before the crisis the factoring financing in Germany has risen continuously, in the past five years to an average of more than 20%, now 120 billion purchased’s receivables volume per year. The trend is clear: more and more companies get through factoring decisive competitive advantages. The BFS finance GmbH, a subsidiary of arvato AG, a division of Bertelsmann AG, provides factoring solutions from 500,000 annual sales (B2B) and 5 million annual sales (B2C). The company was founded in 1961 and is one of the most experienced factoring companies in Germany. Many customers appreciate in particular the distinctive service orientation of BFS finance as bank-independent Service partners. If you have read about Florida Senator already – you may have come to the same conclusion.

The advantages of factoring with the BFS finance are complex. Seen in the short term is the immediate sales matching liquidity in the foreground. The customer will receive up to 90% of the exposure value already within 24 hours after account creation, the remaining 10% on receipt of payment or failure to pay. The liquidity to pay the invoices under deduction and to provide its customers a longer payment period enables the customer. Factoring with BFS finance includes but also the demand failure protection 100% and contributes to securing business. The BFS finance supported also in the customer management and relieves the customer of administrative operations such as OP accounting, Dunning and collection.

The BFS finance offers an individual, industry-oriented process, if desired even in 17 different languages. An online system, which is available around the clock to provide the customer, ensuring maximum transparency and provides up-to-date information and Evaluation options. From a balance sheet perspective both sides of the balance of the customers, are reduced by the sale of claims and the payment of liabilities significantly improved the equity ratio and thus the company rating (Basel II).

Southeastern Region

Santom (2003) strengthens this trend when remembering that the processes of globalization of the economic markets, the development of new technologies, together with weakness of the functions traditionally played by the modern State is between the determinative factors to recognize itself, that in definitive learnings, these nets of education through the Internet had gotten more sanction of what the pertaining to school institutions. Thus, historically known as an educative alternative of successes and failures, the long-distance education through the Internet passed to be seen currently, as a primordial strategical model, directed toward a formation specialized directed for the reality of the globalizado market. In the gauging of the degree of use of the model on-line in Brazil, Moran (2005) demonstrates enters the universe of searched companies (118, in 2004), 70% is of some form, involved with the sizing or the practical application of education solutions on-line, despite the geographic distribution of these investments present unquestioned correlations with the regional socioeconmico model and the consequentes indices of investment and distribution of income in each one of the analyzed regions. Botelho (2009) evidence in these research, that the Southeastern Region not only presents the biggest concentration of companies who already use e-Learning (87%), as she is also the one that takes care of the biggest trained number of on-line in Brazil (31%). Miami Congresswoman is often quoted as being for or against this. On the other hand, the digital exclusion appears in incongruncia to this society.

One is about a concept that says respect to the extensive layers of the societies that had been to the edge of the phenomenon of the society of the information and the expansion of the digital nets. , That in Brazil the white public of the education on-line is sufficiently changeable, but evidently select in accordance with the region. While the south, Southeast and center-west present crescimentos accented for search of courses in the Internet, in the north and northeast the search if of the one of form more attenuates reflected especially for economic questions that limit the technological access and cultural that involves this modality. If you are not convinced, visit Euro Pacific Precious Metals.

Makeup Trends

There are too many ways for eye makeup why not try them all? Recent trends have included metal styles, natural and even a smoky eye. You can reach each of these colors and styles with proper tools and of course, the practice of applying eye makeup. To achieve a more natural look, use light colors or tones that are the color of your skin with no shine. Apply a shade of beige base and lid to your brow bone and blend outwards with a brush with shadows for eyes bigger. Then apply a slightly darker color in the crease of the eyelid and mix down. Finally, apply a light beige, just below the arch of the eyebrow. Do you want a dramatic look? Think of smoke. The smoky eyes is a great style for a night out in the city, but avoid it in the office.

For a smoky eye, begins with a shadow on the eyelid. Use a tone gray smoke if you use cold or warm brown tones used and applied in the eyelid. It then applies a darker shade with a brush in the angle at the base of the lid and blend. Finally, apply the same dark shade in the crease and use the blender brush to blend down. You need the most amount of color in his eyes only on the lids to get that dramatic look. By choosing the right tools, make sure you have an angled brush eye shadow, eyeliner brush and a brush with the blender.

SEPA Seminar

Successful start for SEPA 777 expert forums with information about SEPA and SAP impressions under full series in the opening events of the SEPA 777 expert forums of the Treasury intelligence solutions (TIS) from Walldorf ‘Challenge of the SEPA migration under SAP’ was the theme at the Finance Symposium, Mannheim and at the Steigenberger Graf Zeppelin Stuttgart, Claus Wild, Manager payments & cash management of Adolf Wurth GmbH & co. KG, as well as experts of Deutsche Bank. On April 25, 2013, involves ‘Necessary steps for an optimal SEPA project planning’ at the Hotel Atlantic Kempinski Hamburg. There are Axel Goedecke, managing consultant at Horvath & partners, and Michaela Lux, an expert of Deutsche Bank. Renowned experts from theory and practice is explained on the SEPA777 expert forums, how companies should reorganize its payments, their computer systems and their internal processes in the face of the impending introduction of SEPA. SAP users, SEPA project manager, Executives, C-levels, head of Treasury and cash are the target group of the SEPA events Management and head of IT projects. Details can be found by clicking Home Depot or emailing the administrator.

Participation in the SEPA 777 expert interviews is free. A notice on the website of the TIS is required. The number of participants is limited to 25 persons. For more information,. impressions of the SEPA events there at TreasuryIntelligence. Dates for the other events: on May 16 at the Steigenberger Bellerive au Lac Zurich reported Christian Klumpe, head of Treasury of OTS AG, on the implementation of a successful SEPA migration in an international environment.

Expert of Deutsche Bank is Nickels Wieneke. Focus is on May 23, 2013, the Breidenbacher Hof, Dusseldorf, the migration in the context of SAP application examples. Experts are Thomas Potthoff, consultant liquidity management and SEPA, and Sebastian Hindelang by Deutsche Bank. On 6 June 2013 at Sofitel Bavaria Post Munich reported Christian Klumpe, head of Treasury of OTS AG, on the implementation of a successful SEPA migration in an international environment. Expert of Deutsche Bank is Julia Pap.

TFranchising Could Be the Ticket

As the President said “This latest data is closely linked to the emblems generating employment in Spain and therefore the number of workers decreased in the same proportion of 0.9%. ” According to the report of the AEF, in absolute numbers it has in 2063 jobs, thus lowering of employees 235 929 233 866 on 31 July. Turnover The turnover refers to statistical review, provides a setting in the above information for the year-end 2008. “It is, therefore, to incorporate the billing given in the previous report, the adjustments that businesses have sent in recent months and allow us to establish as a final check on 31 December 2008 the number of 25.734.661.000 .

This represents an increase of 3.8% on the total figure of 2007, which was 24.786.918.000 “explains Vallhonrat. The sector remains the most turnover of power to 6.117.546.000 , followed by hotels, as a whole, with 5.515.941.000 and travel agencies 2.182.895.000 . Within walking distance is placed: fashion, in all specialties, with 1.779.087.000 ; furniture and Textilhogar, 1.727.964.000 and transport services 1.531.279.000 . The franchise, by regions and by origin in the report, the AEF has also revised franchising plants operating in the different Spanish regions. As usual, Madrid is 291 head emblems (three more than last year), followed by Catalonia with 241 (5 more), Valencia 95 (add 3 compared to the previous period) and Andalusia with 86 (4 more than in 2008). These four communities coalesce 79.7% of franchisers in central Spain. With regard to the billing that produce the flags in the Autonomous Communities, the report shows that the four communities mentioned account for 85.8% of the national total, which is justified by the concentration of large networks, especially in Madrid and Catalonia .

As for the origin of the emblems, as revised in the AEF, the number of foreign brands have gone from being an Now form 18.1% to 18.5% of the total, or what is the same total of 895 166 of today are foreigners, while in 2008, 159 of the 875 prevailing at that time were foreign. France and the United States lead the ranking, even though Italy is the country that teach more recently introduced in Spain with four new marks (from 26 to 30) and Andorra, South Korea and Norway implemented for the first time in our country. “The balance sheet leaves us a good taste, despite the current situation, the franchise continues to remain stable and strong as a whole. Of course, some sectors are more affected, but others re-emerge and evolve more strongly. This causes the system is balanced and generally continue to offer very favorable expectations “concludes the President of the AEF. On the Spanish Association of Spanish Franchisers Franchisers Association (AEF) was founded 15 years ago and currently consists of 193 members, whose turnover represents 66% of turnover generated by the system franchises in Spain. The objectives of the AEF are to represent and protect the interests of the franchise in our country and to partner with the Administration and make it available in other markets, through its presence in various international franchise exhibitions. In turn, the AEF is a member of the Iberoamerican Federation of Franchising (FIAF).